Each module of the application is an independent unit, responsible for handling the tasks of a single subdo- main of the insurance field.
The Partner Module is connected to almost every other system component, as in this module are all the partner related data stored, be they contractually insured partners, damage experts related to claim cases or the system users themselves. The data model contains the most common partner details, be they natural or legal persons. The validation framework ensures the data quality by various validation processes.
The Moby Policy Module provides comprehensive policy management which includes fee calculation, policy data validation and the support of the whole policy lifecycle (fee calculation - proposal - policy, with versioned data storage).
To facilitate the integration with external partners, the calculations as well as the printing and validating functions of the products created in the Policy Module will also be accessible through web services.
To manage the specific data sets and processes of the individual products, the framework needs to be customized. The Moby Configuration Module makes this customization easier by providing comprehensive configurability for the whole system. This enables launching simple insurance products at no extra development cost.
The Moby Case Module provides general case management. Besides setting the most common data (related partners, addresses, bank accounts, etc.), it is also possible to configure (without extra development) and use different fields for each case types, and to create hierarchical relationships between cases.
The Case Module can also cooperate with the workflow engine of the Workflow Module to create unique workflows. Each user has a dedicated task list where he can access the tasks assigned to him.
The Claim Module supports a range of products and claim types which is flexibly expandable, should it be required. The claim management process can include insurance checking, form letter generation and delivery, reserve creation and multi-level authenticated payments made on the debit of reserves. The Configuration Module enables defining various claim and subclaim types, required and optional documents both on the level of claim type and subclaim type, the selectable causes of loss and perils and claim limits and deductibles of different modalities, just as subfile types of claim payments.
By default the Commission Module calculates by fix or percentage type commission rules - be they onetime or recurring commissions -, which can be parameterized as needed on the product, modality, agent, sales channel or on the individual policy level. The user of the system is free to define the subfiles of the commission payments, the base of calculation, just as the conditions of creating and paying and reversing and splitting commissions. Commission closing can be performed on any optional date or subfile type.
Commission items can be marked as payable on an agent level. Authorization of commission closings are governed by the Moby Authorization Engine. The module serves both insurance and brokerage needs.
The Finance Module is responsible for calculating and creating written premium of policies, handling of invoices and incoming and outgoing payments, and for the general ledger closing procedure. The authorization of outgoing payments are governed by the Moby Authorization Engine.
Moby provides extensive internal and external communication. Other e-mail client applications can prove dispensable for administrators as they can rely on Moby's comprehensive e-mail support. E-mail delivery and bounce message management is done by Hammy, DBX's e-communications solution.
Main features of Hammy:
Director of Operations and IT at AEGON Hungary
Executive Member of the Board at Magyar Posta Biztosító